Auto Insurance
Auto Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Auto Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Auto Insurance Information
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Auto Insurance
Car insurance is a common necessity that is often underestimated in importance when it comes to owning a vehicle. While purchasing car insurance is seen as a necessary evil for some, this insurance is geared to protect you from heavy financial damage after an accident. On average, drivers face around three car accidents in their lifetime. Without insurance, you could face repairs and medical bills for you and your passengers all out of pocket.
Newberry Insurance Group understands each driver is different. You deserve a car insurance policy tailored to fit your driving needs and your budget. We’ll help evaluate your risks and pair you with a policy designed to protect you and anyone in the car with you.
What Does Car Insurance Cover?
A full coverage car insurance policy through Newberry Insurance Group may include:
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Comprehensive Coverage: Comprehensive coverage provides compensation for damages to your vehicle caused by fire, wind, hail, lightning, smoke, vandalism, theft and other incidents not involving collision.
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Collision Coverage: Collision coverage provides compensation for damages to your vehicle caused by another vehicle or object.
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Liability: Liability insurance covers bodily injury and property damage you may cause someone else while operating the insured vehicle.
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Medical Payments Coverage: Medical payments coverage helps with you and your passengers’ medical bills after an accident, no matter who caused the accident.
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Uninsured/Underinsured Motorist: This insurance covers expenses related to an accident involving a driver who is not carrying enough car insurance to cover the damages.
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Roadside Assistance: Roadside assistance helps with trip interruption expenses such as if you run out of gas or need to be towed.
How Much Auto Insurance Do I Need?
Legal requirements for auto insurance vary per state. In Connecticut, for example, all drivers must carry at least:
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$25,000 in bodily injury liability per person
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$50,000 in bodily injury liability per accident
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$25,000 in property damage liability
Every driver is different, however, and it is generally recommended that you carry some form of full coverage auto insurance to be completely covered both on and off the road.
Insure Your Vehicle Today
Get the right insurance policy to protect your vehicle. Call Newberry Insurance Group at 800-317-6122 or fill out an online quote form to get started today.
Common Auto Insurance Questions
How Far Does Auto Insurance Look Back?
Auto insurance providers generally look three to five years back on your driving record when calculating your auto insurance premiums. Keep in mind that while first at fault accidents may only last on your record for three years, other accidents such as DUIs could remain on your record for up to 10 years.
How Many Auto Insurance Claims Can You Have Per Year?
There is no set number of claims you can have within a single year, but typically filing more than one at fault claim within a year may be seen as a red flag. Ask your insurance agent if you have any questions about your auto insurance claims.
How Much Does Auto Insurance Cost?
Auto insurance premiums vary depending on your coverage limits, driving record, age, value of the vehicle, location and other factors. Fill out a quote form to discover how much you can save on car insurance.
Why is Auto Insurance Important?
Aside from legal requirements, auto insurance is crucial for protecting yourself, your passenger and everyone else on the road in case of an accident. Without it, you could face high expenses for repairs and medical payments out of pocket.
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